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Valentine’s Day: Are YOU Prepared?

Valentine’s Day: Are YOU Prepared?

Another Valentine’s Day is upon us.   A day for lovers and sweethearts to affirm (or renew) their pacts of devotion and adoration to one another (sidenote – I submitted that last sentence as a Valentine’s Day card to the people at “Hallmark” this year and they turned me down.  Their loss.) Anyway, I generally celebrate the holiday by giving out cards and chocolates to my girls (we’re not really “flowers” or “teddy bear” people).   Even though it’s a pretty low-key…

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